A CPA Letter for Mortgage is a formal document issued by a certified public accountant to verify a borrower’s financial standing and income stability for mortgage purposes. This letter is especially helpful for self-employed individuals or those with irregular income, as it provides an independent assessment of their financial health, income history, and ability to make loan payments. By including details about assets, liabilities, and income consistency, the CPA letter helps lenders evaluate the borrower’s creditworthiness and simplifies the mortgage approval process.